ACR Poker (Americas Cardroom) Review and Rakeback Deal

ACR Poker, still searched by many players as Americas Cardroom, is a legitimate room that paid out our USDT withdrawal in 82 minutes and returned exactly 27% of the rake we paid. The trade off is light regulation, with an Anjouan licence, no option to set your own deposit limit and a rule that you must rake 10% of your deposits before you can withdraw.

Every score in this Americas Cardroom review, and where each figure comes from, is in the audit directly below. Anything Marton could not test is flagged as untested with ACR’s own terms named as the source, and our final call is at the foot of the page.

Six criteria, the same six on every room review we publish, each scored out of 5. The rake figure and the licence come from ACR’s own published pages. Everything else was checked on Marton’s funded account.

Marton ran the test behind this ACR Poker review on his own account, opened over 10 years ago and already verified, funded with fresh USDT. Every figure below comes from that account and from PokerTracker 4.

An old, verified account usually gets smoother treatment than a new one. Our 82 minute payout proves ACR’s withdrawal system works, not that a brand new account will see the same speed.

What we could not test

An old account rules out a few checks. Where that applies, the review says so and relies on ACR’s published terms instead.

Americas Cardroom rakeback comes in two forms. Sign up with code VIPELITE and your account starts on Elite Benefits, ACR’s rank based loyalty scheme. Ask support and they will move you to a flat 27% rakeback instead, which is how Marton’s test account was set up.

Elite Benefits pays 5.5 Rank Points (RP) for every $1 of rake or tournament fees.¹ Your rank decides how many Combat Points (CP) each RP turns into, and CP are exchanged for cash.

Best return assumes you save up for the largest cash redemption your rank can use. Smaller redemptions pay less, so a General cashing out 100 CP for $1 gets 19.25%. Medal of Achievement bonuses add between about 6% and 11% on top, paid at yearly milestones from $10 at 750 RP to $200 at 100,000 RP.

Elite Benefits or 27% fixed: which pays more?

Up to Colonel, the 27% fixed deal pays more at every rank. Even with medals, a full year at Colonel returns about 23%. Elite Benefits only passes 27% at General, which takes about $18,200 in rake in a year, or roughly $1,500 a month.

If you rake less than that, ask support for the fixed deal from day one. If you are heading for General, stay on Elite Benefits and redeem 100,000 CP or more at a time.

What we actually received

Marton paid $11.07 in rake over 565 hands and redeemed $2.99 of ACR rakeback, exactly 27.0%. Rakeback is not credited on its own. It waits on the Rakeback page until you press Redeem, and the cash lands in your balance straight away.

The weekly cycle runs from Monday 12:00 ET to Sunday 11:59:59 ET, and the balance refreshes once a day at 4am ET. A negative balance carries over to the next week.

Keep your own tracker running. When Marton asked support how much rake he had paid over a set period, the answer was $7.63, while PokerTracker 4 showed $8.83 for the same dates. Your own database is the only figure you can check.

How the welcome bonus affects your rakeback

On the fixed deal, ACR subtracts any bonus you earn out from your rake before it applies the 27%. The welcome bonus of 100% up to $2,000 releases $1 for every 27.5 points, roughly $1 for every $5 of rake, over 60 days.²

While it releases, you get 20% back as bonus plus 27% of the remaining 80% as rakeback, about 41.6% in total. On $500 of rake that is $100 of bonus and $108 of rakeback.

Our ACR Poker bonus code VIPELITE page covers how to claim it and the full terms.

In No Limit and Pot Limit cash games ACR takes 5% of the pot at every stake, collected as $0.01 for each $0.20 up to $1/$2.³ The cap depends on the number of players, and with five or more it is $3 whatever the stake.

Americas Cardroom rake cap at $0.02/$0.05

At $0.02/$0.05 No Limit Hold’em the cap is $3 with five or more players, $2 four handed, $1 three handed and $0.50 heads up. On a full 6-max table that $3 equals 60 big blinds, and it only applies once the pot reaches $60.

With 100 big blind stacks, even six players all in only build a $30 pot. In practice you pay the full 5% on every raked pot at NL5.

The full table cap is the same $3 at every stake, so it saves real money at the higher limits and barely exists at the micros.

What we paid at NL10

PokerTracker 4 put Marton’s share of the rake at $11.07 over 565 hands, about $1.96 per 100 hands. The 27% fixed deal cut that to roughly $1.43 per 100 hands.

The client shows the rake taken from every pot, so you can check each hand against your tracker.

Fixed Limit and tournaments

Fixed Limit uses its own schedule, from 4.5% at the micro stakes down to 1% from $20/$40 upwards, with caps between $0.01 and $3. Tournament fees are set per event and sit outside this schedule, and all of our test hands were cash games.

Marton’s 71 USDT deposit on Ethereum was credited 2 minutes after he sent it. His $98.34 withdrawal reached his wallet 82 minutes after he requested it, and $98.36 arrived, so nothing was deducted.

The confirmation screen says payouts are usually processed within an hour but can take up to 72 hours. Ours took a little longer than the hour, but nowhere near the limit.

How to withdraw from ACR Poker

The Mac client also has an annoying cashier bug. Its input fields would not accept the 0 key, so Marton had to request new email codes until he got one without a zero. He also picked a deposit amount without a zero for the same reason.

ACR Poker payment methods and limits

For crypto deposits the cashier asks you to generate a fresh address each time and to send an exact amount, such as 71.022016 USDT for a $71 deposit. Tether runs on the Ethereum (ERC20) network only.⁴ The minimum deposit is $10 in crypto, or $25 to qualify for the welcome bonus.

Two details from the test differ from the published list. Marton’s cashier did not show Luxon Pay or other digital wallets, which suggests the methods you see depend on your country, and his 10 year old account was still capped at $10,000 per withdrawal.

The 10% rake rule before withdrawing

ACR only approves a withdrawal once you have paid poker rake or tournament fees equal to at least 10% of everything you have deposited.⁵ Casino and sportsbook play does not count towards it.

Marton raked $11.07 on a $71 deposit, well past the $7.10 he needed. Deposit $1,000 and you need $100 in rake before you can cash out anything, winnings included.

Account certification (KYC)

New players are asked to certify their account before their first cashout rather than at sign up. Uploads go through My Account, Deposit, Account Certification, then Document Verification.⁶

The cash lobby splits into Hold’em, Omaha, 5 Omaha and Other Games, at stakes from $0.01/$0.02 to $5/$10, plus a separate High Stakes tab. The 5 Omaha and Other Games tabs are where ACR stands apart, because split pot games still get tables running.

Cash game formats

Each table in the lobby lists its format and bet type, which makes it easy to skip the variants you do not want.

Two handed all ins can be run twice and every table has Rabbit Cam, so you can see the cards that would have come. Run It Twice is not offered in multiway pots.

“It’s really fun for old school players like me that you can play the classic games. You can play Seven Card Stud and Stud Hi/Lo, which are really old school, slower games, but if you like that, it’s fun.” Marton Kovalovszki, VIP-Grinders tester

Tournaments, Spinz and staking

The tournament lobby stays busy. Marton counted more than 20 events running even at midday CET, and far more in the evening.

Spinz are three player lottery Sit and Gos from $0.25 to $100, with a top prize of 12,000 times the buy in. The Staking tab lets you buy pieces of other players in tournaments or sell your own action.

What happened to Skip-It

This was ACR’s AI tournament format. Identical AI agents play everyone’s stack until the money, so nobody gets an edge, and you take over once you are in the money.

Its tab was still there on 31 Aug in client version 2.42.0 and had gone by 6 Sep, after the update to 2.43.0. A search on 25 Sep found a single beta event, with a $10,000 guarantee and a $26.25 buy in on 27 Sep, so do not count on it being part of the regular schedule.

ACR shares its player pool with the other rooms on the Winning Poker Network, and the client shows how many players are logged in across it. Marton saw between 4,900 and 9,400 on weekdays, and 21,216 on the afternoon of Sunday 6 September, the opening day of the OSS XL series.

That counter includes everyone logged in, tournament and Spinz players too. It tells you how big the network is, not how many cash tables are running.

What independent data shows

SharkScope records no cash game data for WPN, so there is no independent cash figure to check the client against. Tournament entries are tracked, and our online poker traffic report ranks WPN 10th for tournament entries, with 54,671 a day averaged over the 30 days to 13 September 2026.

That makes it the largest of the three US facing offshore networks we track. The window includes the Venom series, which ran from 13 August to 2 September, and entries were down 1.7% on the previous month.

The chart uses a different measure, the average of all Sundays in each month. Sundays are the busiest tournament day, so the bars sit well above the 54,671 daily average.

Over the 12 months to September, Sunday entries ranged from 56,482 in June to 73,577 in August, the month of the Venom series.

Waiting times and game quality at NL10

Marton found NL10 6-max tables running in every session, morning, midday and afternoon CET, and a seat at a full table took about 5 minutes. The waiting list works by stake rather than by table, so you cannot queue for one specific game.

Most tables had one or two multi tabling regulars, one or two recreational players seeing a lot of hands, and a few who barely played. The regulars were mostly tight, and Marton did not spot any bots or players following him between tables.

For a micro stakes cash player, that means a game is always running, even if you sometimes wait a few minutes for a seat.

ACR runs a downloadable client on Windows and Mac, plus apps for iOS and Android. Marton played all 565 test hands on the Mac client, version 2.43.0, and ran a separate session on his phone.

HUDs and trackers

There is no built in HUD, but third party trackers are allowed and PokerTracker 4 worked with no workarounds. Hand histories are complete, open inside the client and can be exported.

The client adds two small helpers of its own, an action history for each hand and optional hand hints that highlight your best combination on every street.

Table tools Marton used

Everything below was checked at the tables during his three sessions.

Americas Cardroom on Mac

The Mac client works, but it takes time to learn. Basic actions such as top up or the tournament lobby are not highlighted, and animations are on by default, so the tables feel busy at first. If Mac support matters most to you, compare it with the other poker sites that run on Mac.

The cashier is slow, and some pages such as account history open in a browser. On Marton’s first try at four tables the client disconnected. He could see the action but his clicks did not go through, and only a restart fixed it.

Disconnection protection kicked in on the table where he was in a hand. He lost his seat at the others, and the tables did not reopen where he had placed them.

“After some learning time, the software is highly adjustable, with a lot of features for grinders and fun animations for casual players.” Marton Kovalovszki, VIP-Grinders tester

ACR Poker mobile app

The iOS and Android apps download from ACR’s own site rather than the App Store or Google Play, so on an iPhone you have to trust the developer profile before it opens. The app keeps the essentials and runs up to four tables, switching you to whichever one needs action.

Two things annoyed Marton on mobile. Bet sizes are hard to see, and menus only close when you tap their icon again, which slows you down when multi tabling. Our guide to the best mobile poker apps covers the alternatives.

Settings, animations and mini games

The settings menu includes short tutorial videos on the client, which Marton found useful. Under Playing Experience you can switch off Rabbit Cam, emojis, avatars, rake race points and the card and chip animations.

After you win a pot the client can offer Double or Nothing, a casino style bet on the colour of a card. This and the other mini games, plus the casino and sportsbook tabs, can all be turned off under Responsible Gaming, then Disable Games.

ACR promotions fall into two groups, weekly leaderboards and tournament series with guarantees in the millions.⁷ The Beast banner in the client showed a weekly pool of $30,771 on 6 Sep and $29,433 on 19 Jul.

ACR tournament series in 2026

The Venom is ACR’s flagship event and runs several times a year, with spin off series around it. The table shows the three series around our test period.

October’s Venom splits its $6.5 million between a $5 million No Limit Hold’em PKO and a $1.5 million PLO PKO. Last year’s Hold’em champion took home more than $675,000 in prize money and bounties.

ACR Poker, launched as Americas Cardroom in 2001, is run by International Processing Services SA, registration 155667334, based in Panama City.⁵ It is the flagship room on the Winning Poker Network and holds licence ALSI-202607066-FI2 from the Anjouan Gaming Board.

Anjouan is an offshore regulator with far less dispute recourse than the UKGC or MGA, so think twice before leaving a large bankroll in the account. The terms dated 18 August 2026 also still say parts of the service run under the laws of Curaçao, so the paperwork has not fully caught up with the licence.

Is Americas Cardroom legal in the US?

ACR is not licensed by any US state regulator. It accepts players from most states, but its terms shut out nine of them, along with 18 countries.

Whether playing is legal where you live depends on your state’s own law, and we are not lawyers. In New Jersey and Michigan, both on ACR’s list, state licensed poker sites are the regulated option. Elsewhere, our list of US friendly poker sites covers the offshore alternatives.

Responsible gaming tools

ACR’s responsible gaming page tells players to set deposit limits they are comfortable with.⁸ Its own terms say there is no option to self set deposit limits, and Marton found none in the client.

When he asked the virtual assistant about setting one, it answered a different question about raising limits. These are the tools that do exist.

Marton set a stake limit to test it, then tried to sit at a $0.50/$1 table above it. The client blocked him, but only with an error code that tells you nothing about why.

Security and game integrity

Every withdrawal needs a code sent to your email, which Marton had to enter to confirm his, and two factor login is available in the settings. ACR also works with GTO Wizard to check for real time assistance and shuffles cards folded preflop back into the deck in its Omaha games, which makes sharing hole cards with a partner useless.

We cover these measures in more detail in how ACR Poker has kept online poker clean for 25 years.

ACR has no phone line, and in our test the chat window never reached a person. Support starts with a virtual assistant in the client, which either answers you itself or writes an email to a human agent for you.

Does ACR have live chat?

Not with a person in our test. The chat window opens an assistant called Win_e, and when it cannot help, it takes your nickname and passes the question to the support team by email.

Replies follow US hours. Marton’s July request was confirmed automatically at 9:30 CET and answered at 20:25 CET.

How to get a useful answer from ACR support

Marton’s advice after four contacts comes down to using the assistant the right way.

Both human replies came within a day and dealt with the actual question. The weak points are the assistant guessing and a contact form that seems to go nowhere.

CoinPoker is the closest crypto alternative for players outside the US, since its terms shut out US players. It logged 59,908 tournament entries a day against WPN’s 54,671 in the 30 days to 13 September, and had 1,935 cash players online on average, third of all networks, where WPN reports no cash data at all.

Black Chip Poker runs on the same Winning Poker Network, so you play against the same pool under a different brand. GGPoker is far bigger, with 9,345 cash players and 655,781 tournament entries a day, but its main site does not accept US players. WPT Global, with 72,733 tournament entries a day, does not take US players either.

Every time we check ACR’s terms again or retest the room, the change is logged here with the date and what it did to the score. The numbered sources match the small reference numbers in the text above.